Sometimes it takes only one accident, emergency or surprise to take you from a savings account hero to a credit card enthusiast (and not in a good way). We've got 10 things you can keep in shape for pocket change now to save you a few big ones later.

The average cost of an emergency room visit is $1,049.

A single late payment can drop a 700-plus credit score by 100 points or more.

Due to old or incorrect addresses, the IRS was unable to deliver thousands of refund checks totaling between $66 million and $110 million every year for the last six years.

Honda Civic EX owners could save an estimated $20,500 over 15 years with proper maintenance, according to a 2007 study.

Spend 30 minutes doing moderately intense physical activities 5 times a week and significantly reduce your risk of disease and medical expenses.

The average overdraft fee is $34, and Americans piled up $17.5 billion dollars of such charges in 2007.

35 percent of hiring managers google job candidates and 23 percent look them up on social networking sites, according to a 2007 survey.

Individuals lose nearly two hours every week to disorganization--that's a full work day every month.

28 percent of workers and 33 percent of managers found their current job by networking, according to a 2007 survey.

Data recovery services can cost anywhere from a hundred dollars to more than a thousand.
 

Sources:

consumerreports.org; money.cnn.com; bankrate.com; costhelper.com; hudson-index.com; npr.org; officedepot.com; physsportsmed.com; msnbc.msn.com; irs.gov; wellmark.com