Living on a budget but trying to be healthy? Oatmeal is the way to go. It’s full of antioxidants, it reduces cholesterol, and it can boost your immune system, along with a myriad of other health benefits. Plus, it’s almost obnoxiously cheap, especially if you buy the pre-measured instant packets.
Simplifying my life and taking control of my budget was difficult, but it enabled me to travel all over the country, seeing the sights, tasting the local delicacies, and truly living life the way I wanted. If you have a dream you're saving for, check your budget for these dos and don'ts to save money.
Remember your first piggy bank? Maybe it was an actual piggy, or maybe it was one of those “change” organizers that stacked and separated your coins. Maybe it was something modern that motivates your savings into different categories like the Money Savvy Pig. Whatever it was, the idea was simple: Keep dumping cash in and someday you’ll have a pile of it.
Are you a diligent saver? Penny pincher? You probably have your own tips and tricks for saving a chunk of cash here or squeezing the last bit out of a dollar there. While saving money is a noble pursuit, the ways you save could cost you. Do you abide by any of these four bad “saving” habits?
Buying more of an item because it’s on sale
College and debt often go hand-in-hand. Before you add to those student loans or draining checking account, however, read these tips to save money packing for college.
Dorm and apartment
Home ownership can be a rewarding experience, from not having to answer to a landlord to turning a big part of your living expenses into an actual investment. And knowing that your rigorous savings efforts have finally resulted in an ample down payment is an unquestionably satisfying feeling. But before you start shopping for your new home, consider the following: To be financially ready for home ownership, you need more than just that initial 20% payment at closing.
Holding onto money is no simple task. Between student loans, car payments, late-night pizza cravings, and of course your Netflix account, it may feel like your hard-earned dollars disappear. However, you may not know it, but you have a secret weapon when it comes to saving money, and it may be in your back pocket: your smartphone. Check out these FREE apps that save money, available with the iPhone and Android.
So, you’re brown-bagging your lunch, clipping coupons, and saving your pennies. Now what should you do with your savings? It’s time to do a little planning and settle on your savings goals – both short-term and long-term.
Save Money On Groceries: Just remember that rice is your friend and convenience stores are your enemy
When I first left my parents' home roughly six years ago, I truly became aware of the cost of groceries. Possibly because I am tighter than a coat of paint when it comes to certain things, but a few pricey grocery shopping experiences shortly after moving out made me change my food buying ways. After all, I had to make rent. And I had to pay for college.