Credit Cards
Is Waiting To Invest Wise?
Wisebread recently posted a blog that suggested an unpopular idea: Maybe it's not imperative that you start investing for retirement just yet. At least not right now.
Counterintuitive CARD Act
Remember the CARD Act of 2009? It set in motion a lot of different rules intended to protect consumers like you and me. One of these changes was to add more information to our credit card bills, detailing how long it would take to pay off the entire balance if only paying the minimum balance.
Debt Is Everywhere. How Will You Avoid/Get Rid Of It?
It beckons from darkened corner stores: "Come in, come in…buy designer jeans."
It calls from beneath polished hoods: "Yes…you need this new car."
And just when you think you're safe--it strikes! Even though Halloween has passed, the horrors of debt linger.
Another Nail In Cash's Coffin
At this year's Fall DEMO--a tech conference held in Silicon Valley--Dynamics, Inc. took home first prize and the People's Choice Award, the latter netting them $1 million. Their winning product?
Business Credit Cards On Their Own
In case you haven't heard, the new CARD Act passed by Congress in 2009 has pushed through several much-needed changes to consumer credit card policies. It forces issuers to give proper notice for rate changes, clearly shows how long it will take to pay off purchases, and otherwise helps keep unscrupulous issuers from nickle-and-diming you.
Getting CARDed
The Credit Card Accountability, Responsibility and Disclosure (CARD) Act, passed by Congress in 2009, bans harmful credit card practices and requires card companies to explain terms and conditions in plain language and post them online. It also sets new rules to protect consumers.
Five Ways To Start Building Credit
Once you turn 18 you should start thinking about how your credit can affect you and almost every important financial move you’ll make, including buying a home or renting an apartment. Simply making a late payment or maxing out your credit card could possibly haunt you for years.
Fees, Schmees
New rules will go into effect Monday that will make it harder for credit card companies to pull one over on you.
Student Life: Moving your money
This is part two of my three-part Student Life blog series. (Part one)
When heading off to college, don't forget to move your money out too. Most financial institutions offer student checking, savings, credit cards and other programs to help you start healthy financial habits and build credit history.
Here are three steps to making your financial move:
Sail Away To Layaway Bay
Back to school.
The phrase conjures up images of freshly waxed hallways, starched jeans, and plastic shopping bags full of supplies.
