All too often we see expansive marketing campaigns for diet pills and celebrity diet crazes that rarely emphasize a balanced diet and regular exercise.
Summer is coming. The threat of swimsuit season can push people toward a number of trendy crash diets out there on the internet. But don't forget about your financial waistline. If you've gotten lazy over the past few months and want to tighten up your finances in order to ensure a care-free summer, avoid simply slashing your budget to get your accounts back into shape.
If you're trying to save money, a good place to start is by cutting back on dining out. Americans spend at least $1,000 per year on lunch alone, according to Forbes. But you don't have to cut it out completely just because you're on a budget. Here are some tips for saving money at restaurants:
As I stood staring at the expensive handbag that I didn't need, but purchased anyway, I tried to remember how I got to this point. It had been a crazy week. School, two jobs, little sleep and attempting to move to a new city had taken an emotional toll, and I only know of one full-proof way to blow off some steam: shopping.
Why is it that when emotions take over, we turn to spending our hard-earned cash on items we may not need or even necessarily want?
Irregular expenses are bills you know are coming but may not have a fixed amount and don’t occur monthly. However, there is a way to prepare for them without relying on your emergency fund every time something comes up.
There are three main types of tools to consider for tracking and maintaining your budget.
Budgeting your money is a have-to with real consequences. Luckily, it isn’t that complicated.
Think you know all about budgeting? Think again. We're here to debunk a few myths.