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In The Clutches Of Credit: Is credit the monster everyone fears?

Despite high debt, the question remains whether or not credit is a bad thing.

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Haggling Heroes: Conquering the art of the deal

The art of haggling was embraced in the U.S.A. until the late 1800s, when the concept of the sticker price was introduced.

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We Are What We Buy: Living in a world of mass consumption

By Jens Odegaard on May 1st, 2013 • Consumerism, Shopping, spending, Life, Savings

Our spending reflects our priorities.

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FICO Counts: Taking stock of your credit score

FICO means more to you than you might realize.

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Branded Benevolence: The fine print of cause marketing

By Sylva Florence on May 1st, 2013 • cause marketing, Shopping, Life

Cause marketing is, simply put, when a company aligns itself with a cause in order to tackle a social issue (or sell more products).

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A Blow-Up Economy: How inflation affects your purchasing power

By Fatemeh Fakhraie on May 1st, 2013 • inflation, Money, spending power, Life

Inflation isn't one of those things that only affects "grown-ups" with 401(k)s and serious money plans. It affects anyone buying anything--i.e., you.

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Crowdfunding: Little guys help other little guys get ahead

Crowdfunding shifts the paradigm of how we pay for stuff.

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Get Your Car Keys On CL: Tips For buying a car online

By Sarah Dowlearn on May 1st, 2013 • cars, craigslist, shopping online, Life

You can find anything on Craigslist. Bread machines, old PlayStations, rabbit cages, textbooks, and grandma's old couch are all up for grabs. You might just find a deal on grandma's old car, too.

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It's So Expensive!

By on April 30th, 2013 • home ownership, Insurance, personal property, Renting, Life

It's never fun to lose your big-ticket items to a leaky pipe, a burglar, or a house fire, and even less joy in learning your insurance won't pay for it. Insurance is supposed to protect your stuff, but when stuff costs a lot, your insurance may not do the trick.

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Funding From Your 401(k)

By on April 25th, 2013 • 401(k), Budgeting, retirement plans, Investing, Life, Savings

It's great to have a 401(k), but not everyone knows that you don't have to wait until you're old before they become useful. There are a number of reasons you can take cash from your retirement account. It's basically taking out a loan from yourself. Funds from 401(k)s can be used to pay for a myriad of things, from medical expenses to financing a business to buying a home--although there should be a smart reason to take a loan. No vacations or big-screen TVs.

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