Despite high debt, the question remains whether or not credit is a bad thing.
The art of haggling was embraced in the U.S.A. until the late 1800s, when the concept of the sticker price was introduced.
Cause marketing is, simply put, when a company aligns itself with a cause in order to tackle a social issue (or sell more products).
Inflation isn't one of those things that only affects "grown-ups" with 401(k)s and serious money plans. It affects anyone buying anything--i.e., you.
Crowdfunding shifts the paradigm of how we pay for stuff.
You can find anything on Craigslist. Bread machines, old PlayStations, rabbit cages, textbooks, and grandma's old couch are all up for grabs. You might just find a deal on grandma's old car, too.
It's never fun to lose your big-ticket items to a leaky pipe, a burglar, or a house fire, and even less joy in learning your insurance won't pay for it. Insurance is supposed to protect your stuff, but when stuff costs a lot, your insurance may not do the trick.
It's great to have a 401(k), but not everyone knows that you don't have to wait until you're old before they become useful. There are a number of reasons you can take cash from your retirement account. It's basically taking out a loan from yourself. Funds from 401(k)s can be used to pay for a myriad of things, from medical expenses to financing a business to buying a home--although there should be a smart reason to take a loan. No vacations or big-screen TVs.