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With a high-yield savings account, you can earn serious interest on your spare change.
In light of the recent economic volatility, a lot of people are wondering what's going to happen next. No one can see the future, but I want to paint a broad picture of what could likely happen, and how it will affect you in 2009.
As millennials, we all know how hard it is to save money. Between student loans, ever-rising living costs and salaries that are most likely mediocre at best, our savings goals are apt to get shoved on the back burner as we attempt to navigate the challenges of adulthood in all their money-sucking glory. But there's a difference between not saving a lot of money and pretty much not saving any at all.
The U.S. is home to a lot of hard-working, stressed-out people. According to the American Psychological Association (APA), Americans are suffering from finance-related stress nationwide.
When I was twelve years old my parents sat me down and shared some big news: My grandmother, who had died a few years before, had left us some money, and my parents were going to give me $1,000 in a savings account. At that time we were poor and living in a cozy rental under the redwoods in Northern California, and I couldn't begin to wrap my head around such a large amount of money.
Graduation is coming. School's almost over. If you're like I was, you're thinking about three things:
I am a screenwriter and comedian, and all I want is a career in entertainment.
We won't be surprised if you haven't heard these stories in the media, but they're important because they impact our young, thin wallets.
You said you wouldn't do it, but it happened anyway: You overspent on party attire and social events. You went way overboard on gifts. You tossed your budget out the window in favor of good times and holiday cheer.
Don't beat yourself up. It happens. And you surely wouldn't be the first person to bemoan the toll the holidays took on your wallet. But now that they're over, it's time to get back on track. Here are a few easy ways to begin the process of recovering financially.